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How Much Does Hip Replacement Surgery Cost in 2026?
Total hip replacement costs $28,000-$75,000 before insurance. Learn about anterior vs posterior costs, insurance coverage, outpatient options, and how to reduce out-of-pocket expenses.
Average Hip Replacement Cost
Total hip replacement in the United States costs $28,000 to $75,000 before insurance in 2026. The price depends on where you live, which surgeon you choose, whether you have the procedure in a hospital or outpatient surgery center, and the surgical approach used.
Hip resurfacing costs a similar range — typically $30,000 to $60,000 before insurance.
What Is Included in the Price
Surgeon fees: $3,000–$10,000
Hospital/facility fees: $15,000–$40,000
Anesthesia: $2,000–$4,500
Implant components: $4,000–$12,000
Physical therapy (initial): $1,000–$3,000
Robotic-assisted hip replacement may add $3,000–$6,000 to the base cost. Same-day (outpatient) hip replacement at a surgery center can cut facility fees by 30-40%.
Cost by City
Hip replacement costs vary dramatically by location:
City
Total Hip Replacement
New York, NY
$50,000–$75,000
Los Angeles, CA
$45,000–$68,000
Chicago, IL
$35,000–$58,000
Houston, TX
$30,000–$52,000
Phoenix, AZ
$28,000–$48,000
Atlanta, GA
$32,000–$50,000
Denver, CO
$33,000–$55,000
These are estimates before insurance. Use our city cost guides for more detailed local pricing.
Insurance and Medicare Coverage
Most insurance plans cover hip replacement when deemed medically necessary. Medicare Part A covers hospital stays at 80% after deductible. Private insurance typically covers 70-90% after deductible and copay.
You will need prior authorization from most insurers. Your surgeon's office handles this routinely.
Medicare: $3,000–$8,000
Private PPO: $2,500–$7,000
Private HMO: $1,500–$5,500
High-deductible plan: $5,000–$13,000
Ways to Lower Your Hip Replacement Cost
Choose an in-network surgeon to maximize your insurance benefits
Ask about outpatient hip replacement — ambulatory surgery centers charge 30-40% less than hospitals
Compare bundled pricing — some surgeons offer all-inclusive packages covering surgery through recovery
Time your surgery — schedule after meeting your annual deductible when possible
Ask about the anterior approach — same-day discharge reduces facility charges
Get multiple consultations — surgeon fees and recommended approaches vary
Check if robotic-assisted adds value for your case before paying extra
Is Hip Replacement Worth the Investment?
Hip replacement consistently ranks among the most cost-effective surgeries in medicine. Patients with severe hip arthritis spend years managing pain with medications, physical therapy, and lost productivity. The procedure has a 95%+ satisfaction rate, with modern implants lasting 25-30 years.
Most patients describe the surgery as life-changing — returning to walking, exercising, traveling, and sleeping without pain for the first time in years.
Frequently Asked Questions
Does insurance cover hip replacement?
Yes, most insurance plans cover hip replacement when it is medically necessary. Medicare covers about 80% after deductible. Your surgeon's office will handle prior authorization.
How much is hip replacement with Medicare?
With Medicare Part A and B, out-of-pocket costs for hip replacement typically range from $3,000-$8,000, including deductibles and coinsurance.
Is the anterior approach more expensive?
The anterior approach itself does not typically cost more. However, if your surgeon uses robotic assistance (common with anterior), that may add $3,000-$6,000. The potential for same-day discharge with anterior can actually reduce total cost.
Can I get hip replacement as an outpatient?
Yes. Many healthy patients now go home the same day after hip replacement, especially with the anterior approach. Outpatient surgery centers can reduce facility costs by 30-40% compared to hospital stays.
What is the most affordable way to get hip replacement?
Choose an in-network surgeon, consider an outpatient surgery center, ask about bundled pricing, and schedule after meeting your annual deductible. Get at least two consultations to compare costs.